To make the investment plan, it is necessary to know the reason for investment. After setting objectives, it becomes easy to choose the method and to make preferences accordingly. Nowadays, the monthly investment plans are one of the most chosen types of investment alternatives. Mostly those people who earn on monthly basis prefer this method of savings. It is a ‘debt oriented scheme’ primarily and provides regular returns taking little positions in equity assets. The equity portion helps in boosting up the returns while debt portion ensures stability and consistency.

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